Introduction to Community Schemes

Awareness and Compassion in Community Scheme Ownership

Probably the most under-estimated aspect of community scheme ownership is living as part of a community. Owners often do not understand the impact and implications of having community members above, below and on each side of them, separated from them by approximately 14cm of brick or concrete. In this short pogram we take six easy steps into life in a community scheme and we look at what makes that life possible.

6 Lessons

In this course we introduce community scheme ownership in six easy steps – we step into life in a community scheme in South Africa. We look at the meaning of this for owners, tenants and other inhabitants, and the importance of awareness and self-and other compassion in this context.

The essence of a community scheme is that it exists because it is a property scheme for a community. However, in all probability, this is the most under-estimated aspect of community scheme ownership.

Owners and tenants often do not understand the impact of having community members above, below and on each side of them: separated by approximately 14cm of brick or concrete.

In this short program we take six easy steps into life in a community scheme. We look at what makes that life possible.

Expected Outcomes of this Introduction to Community Schemes in six easy steps

1. Know the various forms of community schemes;

2. Understand what a sectional title scheme and an homeowner’s association is. Understand how these schemes are financed;

3. Know your rights and position as purchaser into these schemes;

4. Understand your basics rights and duties as owner, and member of a body corporate;

5. Know the management structure of a community scheme and how these schemes are managed;

6. Understand the role of the Trustee;

7. Understand the role of the Managing Agent;

8. Know a bit more about the concept of reasonableness;

9. Bring your role of owner and or trustee within the perspective of wealth creation.

10. Have a basic understanding of the legislation and legal governance of community schemes. Understand the role of the Community Schemes Ombud Service.

Contents of the Introduction to Community Schemes

Lesson 1 – The Community Scheme
1.1. What is a Community Scheme?
1.2. How is a Community Scheme financed and managed, and by whom?
1.3 What is the legal Framework of Community Schemes?
1.4 Awareness, Reasonableness and Conflict of Interest
Lesson 2 – The Sectional Title Scheme and Home Owners Association
Lesson 3 – The Owner and the Body Corporate
Lesson 4 – The Trustee
Lesson 5 – The Managing Agent
Lesson 6 – CSOS- Community Schemes Ombud Service


© Copyright 360Smartly and/or Inner Zone (Pty) Ltd 2020, and its contributors.

The authors of and contributors to the program developed and based it on their experience and knowledge of community schemes. The authors and contributors, 360Smartly and Inner Zone (Pty), reserve all rights to the program.

You may not reproduce any part of this program. You may not store it in a retrieval system other than for studying purposes, and you may not transmit it, in any form, or by any means. To do any of these, please get prior written permission in writing from and Inner Zone (Pty) Ltd. You may not circulate this program in any form of binding or cover without a similar condition including this condition being imposed on the subsequent user or purchaser.


The author is an attorney with BA LLB, B Com and LL M degrees, a post-graduate diploma in International Relations (University of Vienna) and a Certificate in Mediation ( He is the co-founder of and the Free State Institute for Mindfulness ( and is co-director of Inner Zone (Pty) Ltd.

The author manages the learning platform. The value that Mindfulness has in improving human relations and resolving conflict, is central his activities. Two of the courses featured at by co-founder, Dr Mariki Smith, are the ABC of Mindful Educators and Six Steps to the Joy of Nowness. These courses, in this context, will assist with managing conflict. There is a little more in the author bio within the learning platform.


The contents of this program do not constitute legal advice. The reader may not regard it as such. The purpose of the Program is partly of practical, partly of academic nature, to introduce the reader to the community scheme environment and to provide an overview of the material.

Once you have read or studied the contents make sure to appoint an attorney or experienced managing agent. Only with the advice and assistance of an attorney or managing agent, will you be able to effectively apply the contents to practice as owner, trustee, tenant or managing agent. The contents of the program are Not Exhaustive and are not meant to be exhaustive., Inner Zone (Pty) Ltd and the contributors give no guarantee of any nature relating to or touching on the contents or presentation. In particular, they give no guarantee that the contents are correct or complete in all respects. It is endeavoured to be correct in all respects and complete for the purposes hereof.

Lets move Forward!

Cover Photo: Robin Benzrihem-

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